Mortgage refinancing? No thanks, not interested.

I got a call this morning from some guy from a mortgage company that wanted to talk to my brother about my brother's house. The guy woke me up, so the first thing I am wondering is first - why the hell call ME?! and second - WTF? --- turns out, after I woke up some, that it is a cold call from the mortgage guys that go around seeking mortgages that they can buy out, promising to lower the person's mortgage but in fact it is more costly in the long run - because while you have low payments, you have more of them and the interest is compiling up behind those payments so that rather than paying down the principle you are paying interest each month. Bad bad bad bad situation to put yourself in. If you are thinking about refinancing, look closely at those promises of lower payments - you might be setting yourself up to never own your own home.

Been a long time

I had not realized until now just how long it has been since I have posted here, and for that I apologize. It is not because I was not getting SPAM, trust me, I have tons of that, life just kind of knocked me upside the head here and there and made my getting back to this blog a little more difficult than I could overcome.

Right now I have to get back to work, but I will be back here later on this weekend and see what I can do to get this site all back up to speed.

eBay paid item scam

I got an e-mail a few minutes ago from some scammer pretending to be eBay, claimed that some user 1bencogroup1 had already paid for an item. I have not sold anything on eBay in well over a year or two, so I don't know how in the hell anyone could have already paid for an item. These guys are scammers trying to get you to click on the link in their e-mail so they can steal your information. DO NOT CLICK LINKS in e-mails. Go open a new browser window and type in the eBay url (http://www.ebay.com) and sign in there - nowhere else, not even via link here, open a NEW browser window and enter URL manually and log in there. If you really do have any disputes you WILL see it as soon as you log in. If you don't see any notice about a dispute you can be sure the e-mail is a scam artist trying to see if they can catch you and steal your log in information.